ANALISIS "REPAIR REFORM’S" KEY PRINCPLES OF CAR INSURANCE

Abstract

The article considers the main positions of the "Repair reform" in the sphere of civil liability, as well as their impact on the auto insurance in general. Since the entry of these amendments to the FL № 40 "Compulsory insurance of civil liability" has passed 1 year, which allows analyzing the judgments’ truth in the study. The fact is that initially auto insurance system has stable regressive tendencies, which have a detrimental effect on organizational moments in the systems of technical inspection and restoration repair. In order to solve the accumulated problems in a strategic way, amendments to the legislation called "Repair reform" were developed. However, many experts are convinced that these decisions won’t allow to completely exclude the decades of corruption schemes. In this study, some of the most pressing issues asked to the "Repair reform" are put on the agenda, and the risks of applying its positions in practice are assessed. In the detailed analysis it becomes clear that the main problems has not decided by these innovations, but expand the already broad powers of insurance companies in the field of transport security-control of the policies of the civil liability, control of diagnostic (technical inspection), control of rehabilitation repair procedures (added by "Repair reform").