CURRENT ASPECTS OF THE DIGITAL ECONOMY

Abstract

The article reveals the actual aspects of the digital economy. With its appearance, people form new habits, needs, and the structure of the spheres of the state changes. Therefore, it is logical that the government developed and adopted the program "Digital Economy of the Russian Federation" in 2019. The digital ecosystem will ensure the transition of enterprises to digital document management, connect customers and process participants through a common platform, create a new product through common efforts. In the article, the authors examined crowdinvesting and crowdfunding platforms. The first are projects for investment; the second are projects of social, creative, charitable orientation. The article highlights and describes another trend - online transfers and payments. As a consequence of this trend, the authors describe the creation of a trial model of the digital ruble. In conclusion, the article names the problems and threats that the digitalization of the economy carries.